### Q1: What is the primary difference between project management and program management?  
### Q2: How does effective stakeholder engagement contribute to the success of a program?  
### Q3: What are some common risks that program managers need to consider in a fintech context?  
### Q4: How can the principles of program management assist in balancing resources across multiple related projects?  
### Q5: What metrics can be established to measure the success of a program focusing on reducing transaction times for customers?  
### Q6: In what ways can program managers facilitate communication and collaboration among project teams?  
### Q7: What are the potential challenges of implementing a change management process in a fintech environment?  
### Q8: How can a program manager ensure that all projects align with the organization's strategic goals?  
### Q9: What strategies can be employed to enhance team morale and individual contributions within project teams?